💰 Pet Cost Calculator
Thinking of getting a pet, or budgeting for the one you have? Enter your expected costs to see the real monthly, yearly and lifetime price.
How the Pet Cost Calculator works
Monthly costs are added together, yearly costs are divided by 12, and the total is multiplied by the expected lifespan.
Step-by-step calculation
- 1Enter monthly and yearly costs.
- 2Convert yearly costs to monthly.
- 3Multiply by lifespan for a lifetime total.
Worked example
Food $50, insurance $40, grooming $30 and toys $20 a month, plus $500 vet care and $200 other costs a year, comes to about $198.33 a month — $2,380 a year or $28,560 over 12 years.
Pet Cost Calculator examples
| Food per month ($) | Cost of ownership |
|---|---|
| 25 | $173.33 / month |
| 38 | $186.33 / month |
| 50 | $198.33 / month |
| 63 | $211.33 / month |
| 75 | $223.33 / month |
Other inputs kept at the calculator's default values. Results calculated by this calculator.
Why use a Pet Cost Calculator?
Budget before adopting or plan for your current pet.
Important factors that can affect your results
- Emergency vet bills.
- Boarding and pet sitting.
- Breed-specific health issues.
Frequently asked questions
What costs do people forget?
Emergency vet bills, pet sitting or boarding, dental cleanings and replacing worn items.
How long do pets live?
Many dogs live about 10–13 years and cats often 12–18 years, depending on breed and care.
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Last reviewed November 2026 · How we build and check our tools · Report a problem